Card guides

Every credit on your card, and when it resets.

180 credits across 99 premium cards, written from the issuers’ own terms. Pick your card to see what it pays back and how to use each piece before the window closes.

Terms last checked November 11, 2026.

American Express

The Platinum Card
12 credits · $895 fee$3,244 a year
Centurion Card
0 credits · $5,000 fee$0 a year
Platinum Card from American Express for Charles Schwab
9 credits · $895 fee$2,494 a year
Platinum Card from American Express for Morgan Stanley
9 credits · $895 fee$2,494 a year
Gold Card
5 credits · $325 fee$674 a year
Green Card
2 credits · $150 fee$469 a year
Business Platinum Card
8 credits · $895 fee$2,149 a year
Business Centurion Card
0 credits · Invite-only fee$0 a year
Hilton Honors Aspire
4 credits · $550 fee$1,069 a year
Hilton Honors Surpass
1 credit · $0, then $150 fee$200 a year
Hilton Honors American Express Card
1 credit · $0 fee$250 a year
Hilton Honors Business
1 credit · $195 fee$240 a year
Marriott Bonvoy Brilliant
1 credit · $650 fee$300 a year
Marriott Bonvoy Bevy
0 credits · $250 fee$0 a year
Marriott Bonvoy Business
0 credits · $125 fee$0 a year
Delta SkyMiles Reserve
3 credits · $650 fee$560 a year
Delta SkyMiles Platinum
3 credits · $350 fee$390 a year
Delta SkyMiles Gold
2 credits · $0, then $150 fee$220 a year
Delta SkyMiles Blue
1 credit · $0 fee$250 a year
Delta SkyMiles Reserve Business
3 credits · $650 fee$610 a year
Delta SkyMiles Platinum Business
3 credits · $350 fee$440 a year
Delta SkyMiles Gold Business
2 credits · $0, then $150 fee$270 a year
Business Gold Card
4 credits · $375 fee$845 a year
Business Green Rewards
0 credits · $95 fee$0 a year
Blue Business Plus
0 credits · $0 fee$0 a year
Amex EveryDay Preferred
0 credits · $95 fee$0 a year
Blue Cash Preferred
1 credit · $0, then $95 fee$120 a year
Blue Cash Everyday
2 credits · $0 fee$264 a year

Chase

Sapphire Reserve
8 credits · $795 fee$2,310 a year
Sapphire Preferred
2 credits · $95 fee$220 a year
Sapphire Reserve for Business
8 credits · $795 fee$2,170 a year
Marriott Bonvoy Boundless
0 credits · $95 fee$0 a year
Marriott Bonvoy Bountiful
0 credits · $250 fee$0 a year
Marriott Bonvoy Bold
1 credit · $0 fee$40 a year
United Club Card
5 credits · $695 fee$890 a year
United Club Business
6 credits · $695 fee$940 a year
United Business
3 credits · $150 fee$270 a year
United Quest Card
6 credits · $350 fee$860 a year
United Explorer Card
6 credits · $0, then $150 fee$530 a year
United Gateway
0 credits · $0 fee$0 a year
World of Hyatt Credit Card
0 credits · $95 fee$0 a year
World of Hyatt Business
2 credits · $199 fee$140 a year
IHG One Rewards Premier
4 credits · $150 fee$390 a year
IHG One Rewards
2 credits · $0 fee$240 a year
IHG One Rewards Premier Business
3 credits · $200 fee$340 a year
Southwest Rapid Rewards Priority
2 credits · $229 fee$160 a year
Southwest Rapid Rewards Premier
1 credit · $149 fee$40 a year
Southwest Rapid Rewards Plus
2 credits · $99 fee$160 a year
Southwest Rapid Rewards Premier Business
0 credits · $149 fee$0 a year
Southwest Rapid Rewards Plus Business
0 credits · See Chase statement fee$0 a year
Southwest Rapid Rewards Performance Business
0 credits · $299 fee$0 a year
Ink Business Preferred
1 credit · $95 fee$120 a year
Ink Business Cash
1 credit · $0 fee$240 a year
Ink Business Unlimited
1 credit · $0 fee$240 a year
Air Canada Aeroplan Card
2 credits · $195 fee$220 a year
British Airways Visa Signature
1 credit · $95 fee$600 a year
Aer Lingus Visa Signature
0 credits · $95 fee$0 a year
Iberia Visa Signature
0 credits · $95 fee$0 a year
Disney Visa Card
1 credit · $0 fee$40 a year
Disney Inspire Visa
2 credits · $149 fee$240 a year
Disney Premier Visa
1 credit · $49 fee$120 a year
Freedom Flex
1 credit · $0 fee$40 a year
Freedom Unlimited
1 credit · $0 fee$40 a year

J.P. Morgan

J.P. Morgan Reserve
2 credits · Private-bank pricing fee$800 a year

Capital One

Venture X
1 credit · $395 fee$300 a year
Venture Rewards
0 credits · $95 fee$0 a year
Savor Rewards
0 credits · $0 fee$0 a year
Venture X Business
1 credit · $395 fee$300 a year
Capital One Venture for Business
3 credits · $95 fee$130 a year

Citi

Strata Elite
3 credits · $595 fee$700 a year
Strata Premier
1 credit · $95 fee$100 a year
AAdvantage Executive
5 credits · $695 fee$1,100 a year
AAdvantage Platinum Select
0 credits · $0, then $99 fee$0 a year
Citi AAdvantage Globe
4 credits · $350 fee$470 a year
AAdvantage Business
0 credits · $0, then $99 fee$0 a year

Bank of America

Premium Rewards Elite
2 credits · $550 fee$450 a year
Premium Rewards
1 credit · $95 fee$100 a year
Atmos Rewards Summit
0 credits · $395 fee$0 a year
Atmos Rewards Ascent
0 credits · $95 fee$0 a year
Atmos Rewards Visa Signature Business
0 credits · $70 + $25/card fee$0 a year
Royal ONE Plus Visa Signature
0 credits · $99 fee$0 a year
Royal ONE Visa Signature
0 credits · $0 fee$0 a year

Wells Fargo

Autograph Journey
1 credit · $95 fee$50 a year
Autograph
0 credits · $0 fee$0 a year
Choice Privileges Select Mastercard
0 credits · $95 fee$0 a year
Choice Privileges Mastercard
0 credits · $0 fee$0 a year

Bilt

Bilt Palladium Card
1 credit · $495 fee$400 a year
Bilt Obsidian Card
1 credit · $95 fee$100 a year

U.S. Bank

Altitude Connect
0 credits · $0 fee$0 a year
Altitude Go
0 credits · $0 fee$0 a year
Altitude Reserve
0 credits · No longer offered fee$0 a year

Barclays

JetBlue Plus Card
1 credit · $99 fee$100 a year
JetBlue Premier
2 credits · $499 fee$330 a year
JetBlue Card
0 credits · $0 fee$0 a year
Hawaiian Airlines World Elite Mastercard
0 credits · $99 fee$0 a year
Carnival Rewards Mastercard
0 credits · $0 fee$0 a year
Frontier Airlines World Mastercard
0 credits · $99 fee$0 a year
Wyndham Rewards Earner Plus
1 credit · $0 intro, then $95 fee$50 a year
Wyndham Rewards Earner
0 credits · $0 fee$0 a year