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Every United Explorer Card credit, and when it resets

Hotel, rideshare, car-rental, JSX, and Instacart credits, plus a first checked bag.

Annual fee$0, then $150
Credits per year$530
Separate credits6
Terms checkedSeptember 28, 2026

Monthly credits

CreditResetsValue
Rideshare creditOct 31 (30d)Up to $5 / month
Instacart creditOct 31 (30d)Up to $10 / month

Yearly credits

CreditResetsValue
United TravelBank creditDec 31 (91d)$100 after $10,000 spend
Award-flight mile discountDec 31 (91d)10,000 miles after $20,000 spend
United Club passesDec 31 (91d)2 passes / year
Premier qualifying pointsDec 31 (91d)Up to 1,000 PQP / year

Account-year credits

CreditResetsValue
United Hotels creditEach account yearUp to $100 / anniversary year
Avis and Budget travel creditEach account yearUp to $50 / anniversary year
JSX flight creditEach account yearUp to $100 / anniversary year

Always-on perks

CreditResetsValue
Instacart+ membershipAlways on—
Inflight and Club drink creditAlways on25% back
First checked bagAlways on—
Global Entry, TSA PreCheck, or NEXUSAlways onUp to $120 every 4 years