- Card guides
- Chase
Every IHG One Rewards credit, and when it resets
No annual fee. Silver Elite, DoorDash and Instacart credits, and a 4th reward night after spend starting in 2027.
The Chase IHG One Rewards has 2 separate credits worth up to $240 a year against a $0 annual fee. The largest are DoorDash grocery credit and Instacart credit. Next to reset: the DoorDash grocery credit, on Oct 31.
Annual fee$0
Credits per year$240
Separate credits2
Terms checkedOctober 22, 2026
Monthly credits
| Credit | Resets | Value |
|---|---|---|
| DoorDash grocery credit | Oct 31 (9d) | Up to $10 / month |
| Instacart credit | Oct 31 (9d) | Up to $10 / month |
Yearly credits
| Credit | Resets | Value |
|---|---|---|
| Gold Elite after spend | Dec 31 (70d) | After $15,000 spend |
| 4th reward night after spend | Dec 31 (70d) | After $5,000 spend, starting 2027 |
Always-on perks
| Credit | Resets | Value |
|---|---|---|
| IHG One Rewards Silver Elite | Always on | Silver + 5 nights / year |
| DashPass membership | Always on | $120 membership value |
| Instacart+ membership | Always on | — |