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Every Choice Privileges Mastercard credit, and when it resets

No annual fee. Automatic Gold Elite with 10 elite night credits, plus cell phone protection.

The Wells Fargo Choice Privileges Mastercard has 0 separate credits worth up to $0 a year against a $0 annual fee.

Annual fee$0
Credits per year$0
Separate credits0
Terms checkedNovember 11, 2026

Yearly credits

CreditResetsValue
Choice Privileges Gold EliteDec 31 (49d)Gold Elite + 10 ENC / year

Always-on perks

CreditResetsValue
Cell phone protectionAlways on—