- Card guides
- Bank of America
Every Royal ONE Plus Visa Signature credit, and when it resets
$200 cruise discount after $20,000 spend, suite-entrance boarding, priority luggage, and up to $120 Global Entry or PreCheck.
The Bank of America Royal ONE Plus Visa Signature has 0 separate credits worth up to $0 a year against a $99 annual fee.
Annual fee$99
Credits per year$0
Separate credits0
Terms checkedNovember 11, 2026
Account-year credits
| Credit | Resets | Value |
|---|---|---|
| Cruise discount after spend | Each account year | $200 after $20,000 / anniversary |
Always-on perks
| Credit | Resets | Value |
|---|---|---|
| Suite-entrance boarding and priority luggage | Always on | — |
| Global Entry or TSA PreCheck | Always on | Up to $120 every 4 years |