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How to use the United Explorer Card Instacart credit

ValueUp to $10 / month
ResetsMonthly
This window closesOctober 31, 2026

What it is

One $10 Instacart credit each month, up to $120 per calendar year, through December 31, 2027. You need an active Instacart+ membership. The credit does not roll over, applies to one purchase of $10 or more from one retailer, and excludes taxes, service fees, delivery fees, and tips.

Summarized from Chase’s published terms, checked September 28, 2026. Terms change — confirm details with Chase before you rely on them.

When it resets

Every calendar month is its own window, ending on the last day of the month.

The current window closes on October 31, 2026 — 30 days from today.

How not to lose it

  • Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
  • If this covers a recurring subscription, billing that subscription to this card uses the credit every month without thinking about it.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the United Explorer Card. The credit only follows purchases charged to the card that carries it.

Other United Explorer Card credits