How to use the United Club Card Instacart credits
ValueUp to $20 / month
ResetsMonthly
This window closesOctober 31, 2026
What it is
Two $10 Instacart credits each month, up to $240 per calendar year, for purchases made directly through Instacart and paid with the card. Activate the complimentary Instacart+ membership first. Credits and Instacart+ end December 31, 2027. Service fees can still apply.
Summarized from Chase’s published terms, checked September 28, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Every calendar month is its own window, ending on the last day of the month.
The current window closes on October 31, 2026 — 30 days from today.
How not to lose it
- Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
- If this covers a recurring subscription, billing that subscription to this card uses the credit every month without thinking about it.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the United Club Card. The credit only follows purchases charged to the card that carries it.
Other United Club Card credits
- Renowned Hotels creditUp to $200 / anniversary year
- Rideshare creditUp to $150 / year
- Avis and Budget travel creditUp to $100 / anniversary year
- JSX flight creditUp to $200 / anniversary year
- Premier qualifying points1,500 PQP, plus 1 per $15