How to use the United Business Instacart+ membership
The Chase United Business Instacart+ membership. It’s always on while you hold the card — there’s no window to miss.
What it is
Three months of complimentary Instacart+ when activated with this card between March 23, 2025 and December 31, 2027. After that, the membership auto-enrolls at 25% off the then-current annual rate through December 31, 2027 unless you cancel.
Summarized from Chase’s published terms, checked November 11, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Always available while you hold the card. Nothing to reset.
How not to lose it
- Enroll first. The terms say enrollment is required, and purchases made before you enroll generally don’t qualify.
- Pay with the United Business. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the United Business Instacart+ membership?
Included. Three months of complimentary Instacart+ when activated with this card between March 23, 2025 and December 31, 2027. After that, the membership auto-enrolls at 25% off the then-current annual rate through December 31, 2027 unless you cancel.
Do I need to enroll in the United Business Instacart+ membership?
Yes. Chase’s terms require enrollment, and purchases made before you enroll generally don’t qualify.
How do I remember to use the United Business Instacart+ membership?
Add the United Business to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other United Business credits
- Rideshare creditUp to $8 / month
- Instacart creditUp to $10 / month
- Avis and Budget TravelBank creditUp to $50 TravelBank / anniversary