How to use the United Business Instacart credit
The Chase United Business Instacart credit is worth up to $10 / month. It resets every month, and unused value in a window doesn’t carry into the next one. The current window closes November 30, 2026.
What it is
One $10 Instacart credit each month, up to $120 per calendar year, through December 31, 2027 after you activate complimentary Instacart+ with the card. Unused monthly credit does not roll forward.
Summarized from Chase’s published terms, checked November 11, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Every calendar month is its own window, ending on the last day of the month.
The current window closes on November 30, 2026 — 18 days from today.
How not to lose it
- Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the United Business. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the United Business Instacart credit?
Up to $10 / month. One $10 Instacart credit each month, up to $120 per calendar year, through December 31, 2027 after you activate complimentary Instacart+ with the card. Unused monthly credit does not roll forward.
When does the United Business Instacart credit reset?
Every calendar month is its own window, ending on the last day of the month. The current window closes on November 30, 2026.
How do I remember to use the United Business Instacart credit?
Add the United Business to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other United Business credits
- Rideshare creditUp to $8 / month
- Avis and Budget TravelBank creditUp to $50 TravelBank / anniversary