How to use the IHG One Rewards Instacart+ membership
The Chase IHG One Rewards Instacart+ membership. It’s always on while you hold the card — there’s no window to miss.
What it is
Three months of complimentary Instacart+. Membership auto-renews at $99 per year unless you cancel. Benefits end December 31, 2027.
Summarized from Chase’s published terms, checked October 22, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Always available while you hold the card. Nothing to reset.
How not to lose it
- Pay with the IHG One Rewards. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the IHG One Rewards Instacart+ membership?
Included. Three months of complimentary Instacart+. Membership auto-renews at $99 per year unless you cancel. Benefits end December 31, 2027.
How do I remember to use the IHG One Rewards Instacart+ membership?
Add the IHG One Rewards to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other IHG One Rewards credits
- DoorDash grocery creditUp to $10 / month
- Instacart creditUp to $10 / month