How to use the IHG One Rewards Premier Business Anniversary free night
The Chase IHG One Rewards Premier Business Anniversary free night is worth 1 free night / anniversary, up to 50,000 points. It resets once per account year, on the anniversary of the month your account opened — not on January 1.
What it is
One Free Night Reward each cardmember anniversary year, for a stay at a participating IHG hotel at a redemption level at or under 50,000 IHG One Rewards points. You can add points to book above 50,000. The stay must be completed within 12 months of issue.
Summarized from Chase’s published terms, checked November 11, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How not to lose it
- Find your account open date in the issuer’s app. That, not January 1, is when this credit resets.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the IHG One Rewards Premier Business. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the IHG One Rewards Premier Business Anniversary free night?
1 free night / anniversary, up to 50,000 points. One Free Night Reward each cardmember anniversary year, for a stay at a participating IHG hotel at a redemption level at or under 50,000 IHG One Rewards points. You can add points to book above 50,000. The stay must be completed within 12 months of issue.
When does the IHG One Rewards Premier Business Anniversary free night reset?
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How do I remember to use the IHG One Rewards Premier Business Anniversary free night?
Add the IHG One Rewards Premier Business to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other IHG One Rewards Premier Business credits
- Food and beverage creditUp to $25 / quarter
- DoorDash creditUp to $10 / month
- Instacart creditUp to $10 / month