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How to use the IHG One Rewards Premier Business Instacart credit

The Chase IHG One Rewards Premier Business Instacart credit is worth up to $10 / month. It resets every month, and unused value in a window doesn’t carry into the next one. The current window closes November 30, 2026.

ValueUp to $10 / month
ResetsMonthly
This window closesNovember 30, 2026

What it is

Up to $10 in Instacart credits each month, up to $120 per calendar year, on eligible Instacart purchases charged to the card through December 31, 2027.

Summarized from Chase’s published terms, checked November 11, 2026. Terms change — confirm details with Chase before you rely on them.

When it resets

Every calendar month is its own window, ending on the last day of the month.

The current window closes on November 30, 2026 — 18 days from today.

How not to lose it

  • Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the IHG One Rewards Premier Business. The credit only follows purchases charged to the card that carries it.

Quick answers

How much is the IHG One Rewards Premier Business Instacart credit?

Up to $10 / month. Up to $10 in Instacart credits each month, up to $120 per calendar year, on eligible Instacart purchases charged to the card through December 31, 2027.

When does the IHG One Rewards Premier Business Instacart credit reset?

Every calendar month is its own window, ending on the last day of the month. The current window closes on November 30, 2026.

How do I remember to use the IHG One Rewards Premier Business Instacart credit?

Add the IHG One Rewards Premier Business to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.

Other IHG One Rewards Premier Business credits