How to use the IHG One Rewards Premier Instacart+ membership

Value3 months, then $99 / year

ResetsAlways on

Next resetNever

What it is

Three months of complimentary Instacart+. After that, the membership auto-renews at $99 a year unless you cancel. The monthly Instacart credit requires that membership to stay active. Benefits end December 31, 2027.

Summarized from Chase’s published terms, checked September 28, 2026. Terms change — confirm details with Chase before you rely on them.

When it resets

Always available while you hold the card. Nothing to reset.

How not to lose it

Pay with the IHG One Rewards Premier. The credit only follows purchases charged to the card that carries it.

Other IHG One Rewards Premier credits

Statement credit and bonus points$100 and 10,000 points after $20,000
Instacart creditUp to $10 / month