How to use the IHG One Rewards Premier Instacart credit
ValueUp to $10 / month
ResetsMonthly
This window closesOctober 31, 2026
What it is
A $10 Instacart credit each month, up to $120, through December 31, 2027. An active Instacart+ membership is required.
Summarized from Chase’s published terms, checked September 28, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Every calendar month is its own window, ending on the last day of the month.
The current window closes on October 31, 2026 — 30 days from today.
How not to lose it
- Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
- If this covers a recurring subscription, billing that subscription to this card uses the credit every month without thinking about it.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the IHG One Rewards Premier. The credit only follows purchases charged to the card that carries it.
Other IHG One Rewards Premier credits
- Statement credit and bonus points$100 and 10,000 points after $20,000