How to use the IHG One Rewards Premier Anniversary free night
Value1 night up to 40,000 points
ResetsEach account year
Next resetYour account anniversary
What it is
One free night each account anniversary, available on the anniversary date. It covers one standard room night and tax at a redemption value of 40,000 points or less. You can add IHG One Rewards points to book above 40,000 points. The stay must be completed within 12 months of issue.
Summarized from Chase’s published terms, checked September 28, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How not to lose it
- Find your account open date in the issuer’s app. That, not January 1, is when this credit resets.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the IHG One Rewards Premier. The credit only follows purchases charged to the card that carries it.
Other IHG One Rewards Premier credits
- Statement credit and bonus points$100 and 10,000 points after $20,000
- Instacart creditUp to $10 / month