1. Card guides
  2. Business Gold Card

How to use the Business Gold Card Flexible business credit

ValueUp to $20 / month
ResetsMonthly
This window closesOctober 31, 2026

What it is

Up to $20 in statement credits each calendar month, up to $240 per calendar year, on eligible U.S. purchases at FedEx, Grubhub, and U.S. office supply stores combined. The $20 cap is shared across those merchants. Enrollment is required. FedEx purchases are eligible only through October 1, 2026. Gift cards bought from third-party retailers do not qualify. Classic Business Gold and Business Gold Rewards cards cannot enroll.

Summarized from American Express’s published terms, checked September 28, 2026. Terms change — confirm details with American Express before you rely on them.

When it resets

Every calendar month is its own window, ending on the last day of the month.

The current window closes on October 31, 2026 — 30 days from today.

How not to lose it

  • Enroll first. The terms say enrollment is required, and purchases made before you enroll generally don’t qualify.
  • Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the Business Gold Card. The credit only follows purchases charged to the card that carries it.

Other Business Gold Card credits