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How to use the Business Gold Card ChatGPT Business credit

ValueUp to $300 / year
ResetsAnnual
This window closesDecember 31, 2026

What it is

Up to $300 in statement credits per calendar year on ChatGPT Business bought directly from OpenAI in the U.S. Enrollment is required. Monthly and annual subscriptions auto-renew until you cancel them with OpenAI.

Summarized from American Express’s published terms, checked September 28, 2026. Terms change — confirm details with American Express before you rely on them.

When it resets

One window per calendar year, ending December 31.

The current window closes on December 31, 2026 — 91 days from today.

How not to lose it

  • Enroll first. The terms say enrollment is required, and purchases made before you enroll generally don’t qualify.
  • This resets with the calendar year. December is when most people remember, so book early if availability is limited.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the Business Gold Card. The credit only follows purchases charged to the card that carries it.

Other Business Gold Card credits