How to use the Southwest Rapid Rewards Plus Instacart credit
The Chase Southwest Rapid Rewards Plus Instacart credit is worth up to $10 / month. It resets every month, and unused value in a window doesn’t carry into the next one. The current window closes October 31, 2026.
What it is
One $10 Instacart credit each month with an active Instacart+ membership after you activate the Chase Instacart+ offer, through December 31, 2027. Unused monthly credit does not roll forward.
Summarized from Chase’s published terms, checked October 22, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Every calendar month is its own window, ending on the last day of the month.
The current window closes on October 31, 2026 — 9 days from today.
How not to lose it
- Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
- If this covers a recurring subscription, billing that subscription to this card uses the credit every month without thinking about it.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the Southwest Rapid Rewards Plus. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the Southwest Rapid Rewards Plus Instacart credit?
Up to $10 / month. One $10 Instacart credit each month with an active Instacart+ membership after you activate the Chase Instacart+ offer, through December 31, 2027. Unused monthly credit does not roll forward.
When does the Southwest Rapid Rewards Plus Instacart credit reset?
Every calendar month is its own window, ending on the last day of the month. The current window closes on October 31, 2026.
How do I remember to use the Southwest Rapid Rewards Plus Instacart credit?
Add the Southwest Rapid Rewards Plus to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other Southwest Rapid Rewards Plus credits
- DoorDash non-restaurant creditUp to $10 / quarter