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How to use the Platinum Card from American Express for Morgan Stanley Resy credit

The American Express Platinum Card from American Express for Morgan Stanley Resy credit is worth up to $100 / quarter. It resets every quarter, and unused value in a window doesn’t carry into the next one. The current window closes December 31, 2026.

ValueUp to $100 / quarter
ResetsQuarterly
This window closesDecember 31, 2026

What it is

Up to $100 in statement credits each quarter, up to $400 per calendar year, on eligible purchases at U.S. restaurants that take reservations on Resy, on Resy.com or in the Resy app, and via Resy Pay, when charged to the Morgan Stanley Platinum Card from American Express. Enrollment required.

Summarized from American Express’s published terms, checked October 22, 2026. Terms change — confirm details with American Express before you rely on them.

When it resets

Four windows a year: January–March, April–June, July–September and October–December.

The current window closes on December 31, 2026 — 70 days from today.

How not to lose it

  • Enroll first. The terms say enrollment is required, and purchases made before you enroll generally don’t qualify.
  • Plan one qualifying purchase per quarter. The windows close March 31, June 30, September 30 and December 31.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the Platinum Card from American Express for Morgan Stanley. The credit only follows purchases charged to the card that carries it.

Quick answers

How much is the Platinum Card from American Express for Morgan Stanley Resy credit?

Up to $100 / quarter. Up to $100 in statement credits each quarter, up to $400 per calendar year, on eligible purchases at U.S. restaurants that take reservations on Resy, on Resy.com or in the Resy app, and via Resy Pay, when charged to the Morgan Stanley Platinum Card from American Express. Enrollment required.

When does the Platinum Card from American Express for Morgan Stanley Resy credit reset?

Four windows a year: January–March, April–June, July–September and October–December. The current window closes on December 31, 2026.

Do I need to enroll in the Platinum Card from American Express for Morgan Stanley Resy credit?

Yes. American Express’s terms require enrollment, and purchases made before you enroll generally don’t qualify.

How do I remember to use the Platinum Card from American Express for Morgan Stanley Resy credit?

Add the Platinum Card from American Express for Morgan Stanley to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.

Other Platinum Card from American Express for Morgan Stanley credits