How to use the J.P. Morgan Reserve Annual travel credit
The J.P. Morgan J.P. Morgan Reserve Annual travel credit is worth up to $300 / anniversary year. It resets once per account year, on the anniversary of the month your account opened — not on January 1.
What it is
Up to $300 in statement credits for travel-category purchases each account anniversary year. Qualifying purchases do not earn points. Chase’s Sapphire Reserve product page and the J.P. Morgan Reserve Ultimate Rewards Program Agreement both publish this credit for J.P. Morgan Reserve personal cards. The public annual fee is unpublished; CardSmart does not invent it.
Summarized from J.P. Morgan’s published terms, checked October 22, 2026. Terms change — confirm details with J.P. Morgan before you rely on them.
When it resets
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How not to lose it
- Find your account open date in the issuer’s app. That, not January 1, is when this credit resets.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the J.P. Morgan Reserve. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the J.P. Morgan Reserve Annual travel credit?
Up to $300 / anniversary year. Up to $300 in statement credits for travel-category purchases each account anniversary year. Qualifying purchases do not earn points. Chase’s Sapphire Reserve product page and the J.P. Morgan Reserve Ultimate Rewards Program Agreement both publish this credit for J.P. Morgan Reserve personal cards. The public annual fee is unpublished; CardSmart does not invent it.
When does the J.P. Morgan Reserve Annual travel credit reset?
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How do I remember to use the J.P. Morgan Reserve Annual travel credit?
Add the J.P. Morgan Reserve to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.
Other J.P. Morgan Reserve credits
- The Edit hotel creditUp to $500 / year