How to use the Ink Business Unlimited Instacart credit
The Chase Ink Business Unlimited Instacart credit is worth $20 / month. It resets every month, and unused value in a window doesn’t carry into the next one. The current window closes November 30, 2026.
What it is
A $20 Instacart credit each calendar month through December 31, 2027 after you activate complimentary Instacart+ with this card. The credit does not roll forward, applies to one retailer on Instacart.com, and requires this card as payment.
Summarized from Chase’s published terms, checked November 11, 2026. Terms change — confirm details with Chase before you rely on them.
When it resets
Every calendar month is its own window, ending on the last day of the month.
The current window closes on November 30, 2026 — 18 days from today.
How not to lose it
- Treat each month as use-it-or-lose-it. A reminder in the last week of the month catches most misses.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the Ink Business Unlimited. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the Ink Business Unlimited Instacart credit?
$20 / month. A $20 Instacart credit each calendar month through December 31, 2027 after you activate complimentary Instacart+ with this card. The credit does not roll forward, applies to one retailer on Instacart.com, and requires this card as payment.
When does the Ink Business Unlimited Instacart credit reset?
Every calendar month is its own window, ending on the last day of the month. The current window closes on November 30, 2026.
How do I remember to use the Ink Business Unlimited Instacart credit?
Add the Ink Business Unlimited to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.