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How to use the Sapphire Reserve for Business Annual travel credit

ValueUp to $300 / anniversary year
ResetsEach account year
Next resetYour account anniversary

What it is

Up to $300 in statement credits for travel purchases each account anniversary year. This does not reset on January 1. Purchases that receive the credit do not earn points.

Summarized from Chase’s published terms, checked October 1, 2026. Terms change — confirm details with Chase before you rely on them.

When it resets

One window per account year. It starts on the date your account opened, not January 1, so check your account open date.

How not to lose it

  • Find your account open date in the issuer’s app. That, not January 1, is when this credit resets.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Pay with the Sapphire Reserve for Business. The credit only follows purchases charged to the card that carries it.

Other Sapphire Reserve for Business credits