How to use the Atmos Rewards Visa Signature Business Companion fare after spend
The Bank of America Atmos Rewards Visa Signature Business Companion fare after spend is worth $99 + taxes after $6,000 spend. It resets once per account year, on the anniversary of the month your account opened — not on January 1.
What it is
A $99 Companion Fare (plus taxes and fees from $23) each account anniversary year after at least $6,000 in purchases. Spend-gated. This is a fare, not leftover dollars.
Summarized from Bank of America’s published terms, checked November 11, 2026. Terms change — confirm details with Bank of America before you rely on them.
When it resets
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How not to lose it
- Find your account open date in the issuer’s app. That, not January 1, is when this credit resets.
- Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
- Pay with the Atmos Rewards Visa Signature Business. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the Atmos Rewards Visa Signature Business Companion fare after spend?
$99 + taxes after $6,000 spend. A $99 Companion Fare (plus taxes and fees from $23) each account anniversary year after at least $6,000 in purchases. Spend-gated. This is a fare, not leftover dollars.
When does the Atmos Rewards Visa Signature Business Companion fare after spend reset?
One window per account year. It starts on the date your account opened, not January 1, so check your account open date.
How do I remember to use the Atmos Rewards Visa Signature Business Companion fare after spend?
Add the Atmos Rewards Visa Signature Business to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.