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How to use the Platinum Card Hotel credit

The American Express Platinum Card Hotel credit is worth up to $600 / year. It resets twice a year (June 30 and December 31), and unused value in a window doesn’t carry into the next one. The current window closes December 31, 2026.

ValueUp to $600 / year
ResetsTwice a year
This window closesDecember 31, 2026

What it is

Up to $300 in statement credits from January through June and again from July through December, up to $600 per calendar year, on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel. The Hotel Collection requires a two-night minimum. Fine Hotels + Resorts bookings also need a two-night minimum starting January 1, 2027.

Summarized from American Express’s published terms, checked November 11, 2026. Terms change — confirm details with American Express before you rely on them.

When it resets

Two windows a year: January–June and July–December.

The current window closes on December 31, 2026 — 46 days from today.

How not to lose it

  • You get two separate windows — use the first half by June 30 and the second by December 31. The halves don’t combine.
  • Don’t wait for the last day. Statement credits can take days to post, and a purchase that settles after the window closes may not count.
  • Check how you book. The terms tie this credit to a specific booking channel, and other channels won’t trigger it.
  • Pay with the Platinum Card. The credit only follows purchases charged to the card that carries it.

Quick answers

How much is the Platinum Card Hotel credit?

Up to $600 / year. Up to $300 in statement credits from January through June and again from July through December, up to $600 per calendar year, on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel. The Hotel Collection requires a two-night minimum. Fine Hotels + Resorts bookings also need a two-night minimum starting January 1, 2027.

When does the Platinum Card Hotel credit reset?

Two windows a year: January–June and July–December. The current window closes on December 31, 2026.

How do I remember to use the Platinum Card Hotel credit?

Add the Platinum Card to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.

Other Platinum Card credits