How to use the Centurion Card Invitation-only membership
The American Express Centurion Card Invitation-only membership. It’s always on while you hold the card — there’s no window to miss.
What it is
The Centurion Card is available by invitation only. American Express’s public invitation page is login-gated and does not list dollar credits. The Cardmember Agreement effective September 30, 2025 publishes a $5,000 annual fee, a $10,000 initiation fee, additional Centurion Cards at $5,000 each (limit two), additional Platinum Cards at $195, and Companion Centurion Cards at $0.
Summarized from American Express’s published terms, checked October 22, 2026. Terms change — confirm details with American Express before you rely on them.
When it resets
Always available while you hold the card. Nothing to reset.
How not to lose it
- Pay with the Centurion Card. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the Centurion Card Invitation-only membership?
Included. The Centurion Card is available by invitation only. American Express’s public invitation page is login-gated and does not list dollar credits. The Cardmember Agreement effective September 30, 2025 publishes a $5,000 annual fee, a $10,000 initiation fee, additional Centurion Cards at $5,000 each (limit two), additional Platinum Cards at $195, and Companion Centurion Cards at $0.
How do I remember to use the Centurion Card Invitation-only membership?
Add the Centurion Card to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.