How to use the Business Centurion Card Invitation-only membership
The American Express Business Centurion Card Invitation-only membership. It’s always on while you hold the card — there’s no window to miss.
What it is
American Express has referred to a Business Centurion Card in its benefits materials, but no current U.S. public product page or Cardmember Agreement was found that publishes an annual fee or statement-credit amounts. CardSmart does not invent a fee. Confirm terms if you hold the card.
Summarized from American Express’s published terms, checked October 22, 2026. Terms change — confirm details with American Express before you rely on them.
When it resets
Always available while you hold the card. Nothing to reset.
How not to lose it
- Pay with the Business Centurion Card. The credit only follows purchases charged to the card that carries it.
Quick answers
How much is the Business Centurion Card Invitation-only membership?
Included. American Express has referred to a Business Centurion Card in its benefits materials, but no current U.S. public product page or Cardmember Agreement was found that publishes an annual fee or statement-credit amounts. CardSmart does not invent a fee. Confirm terms if you hold the card.
How do I remember to use the Business Centurion Card Invitation-only membership?
Add the Business Centurion Card to CardSmart, a free iPhone and Android app. It shows which credits are still unused and reminds you before each window closes. No card number or bank login needed.